Privacy Policy

Type of website: financing services. Effective date: July 10, 2026.

CréditMeubles.com (the "Site") is owned and operated by CréditMeubles.com and can be contacted at: info@creditmeubles.com or at 1 844 838-2537.

With this privacy policy, we want to inform the users of CréditMeubles.com of the following:

1. The personal data we will collect
2. The use of collected data
3. Who has access to the data collected
4. The rights of Site users
5. The Site's cookie policy.

This privacy policy applies in addition to the terms and conditions of our site.

Consent

It is understood that by using our site, users consent to the following:

1. The conditions set out in this privacy policy
2. The collection, use and retention of the data listed in this privacy policy.

How is personal data used?

Data collected on our Site will only be used for the purposes detailed in this Privacy Policy or indicated on the relevant pages of our Site. Your data will not be used in any way that is not detailed in this privacy policy.

Who do we share personal data with?

Employees. We may disclose user data to any member of our organization who reasonably needs access to user data in order to provide the services set out in this privacy policy.

Other disclosures

We will not sell your data to other third parties. We will not share your data with other third parties except in the following cases:

1. If required by law
2. If it is deemed necessary in a legal proceeding
3. To prove or protect our legal rights
4. To third parties directly involved in providing the service described in this privacy policy.
5. To buyers or potential buyers of this company in the event that we seek to sell the company.

If you follow hyperlinks from our site to another site, please note that we are not responsible for and have no control over their privacy policies and practices.

How long do we keep personal data?

User data is kept indefinitely for the sole purpose of communicating the history of client site interactions.

How do we protect personal data?

In order to protect your security, we use the strongest available browser encryption and store all of our data on servers in secure facilities. Only our employees have access to the data collected. Employees have signed strict agreements limiting the use of the data collected to the provision of the services offered. Any breach of contract would result in the employee's dismissal. We take all reasonable precautions to protect user data and keep it safe. That said, we cannot guarantee the security of user data beyond what is reasonably practical, as the Internet as a whole can be insecure and there is always a risk of harm.

Children

We do not knowingly collect or use personal data from children under 13 years of age. If it comes to our attention that data we have collected belongs to a child under 13, that personal data will be deleted as soon as possible. Parents or guardians may contact us if a child under 13 has submitted personal data to us and speak to a privacy agent.

How to access, modify, delete or challenge the data collected?

If you would like to know whether we have collected your personal data, how we have used it, whether we have disclosed it and to whom, or if you would like your data to be deleted or modified in any way, please contact an agent here: info@creditmeubles.com. Toll-free: 1 844 838-2537.

Cookie policy

Cookies are used to analyze and understand a user's browsing habits. They are stored as small files on a user's hard drive by a website. You can configure your browser settings to be notified each time a cookie is transmitted, or choose to disable them entirely. Disabling cookies may negatively impact your browsing experience. We use the following types of cookies on our Site:

1. Functional cookies: they allow us to keep track of any selections you make on the site and show them to you later.
2. Analytical cookies: they allow us to understand how you navigate and use the site and inform us of ways to improve your experience.
3. Third-party cookies: they are created by a website other than ours. We may use them for the following purpose:
4. To be informed of how you arrived on the Site.

Changes

This privacy policy may be amended or modified from time to time in order to comply with the law and to reflect any changes in the way we collect, process and store data. We will update the "effective date" at the top of this privacy policy each time it is modified. We encourage users to review our privacy policy from time to time in order to stay informed of any changes. We may notify users of changes to this privacy policy when necessary.

If you have any questions, comments or complaints, you can contact our privacy officer at info@creditmeubles.com. Toll-free: 1 844 838-2537.